3 Events that Impact Homeowners Insurance

3 Events that Impact Homeowners Insurance

Let’s examine the major events that impact homeowners insurance. Shopping for a home can be exhausting as you research neighborhoods, tour homes, apply for a loan, negotiate the purchase price, organize inspections, and wade through a seemingly endless stack of paperwork. You also need to select an insurer and homeowners insurance policy. This is critical,… Read more »

Apps that Help You Stay Safe in an Emergency

Apps that Help You Stay Safe in an Emergency

Here are 8 apps to help you safeguard your family, home and prized possessions and prepare for many of the emergencies life might throw at you. Before Disaster Strikes Apps WeatherBug This is one of the most trusted weather prediction apps for your phone. In addition to the usual hourly, daily and extended forecasts, it… Read more »

Preventing Fires in Clothes Dryers

Preventing Fires in Clothes Dryers

Did you know that clothes dryers are a leading cause of household fires? According to the National Fire Protection Association (NFPA), local fire departments respond to an estimated 15,970 home fires involving clothes dryers or washing machines each year: 92% of these fires involved the clothes dryer, while combination washer/dryers accounted for 5% of the… Read more »

Misconceptions About Insurance Coverage to Market Value

Misconceptions About Insurance Coverage to Market Value

Let’s compare insurance coverage to market value. The biggest misconception policyholders make when evaluating if their home has proper coverage is using market value as a cost basis. Reconstruction cost is the cost to hire a contractor to replace the home as it is, using materials and design of similar quality. This amount isn’t the… Read more »

The Insurance Claims Payment Process

The Insurance Claims Payment Process

After a disaster, you want to get back to normal as soon as possible, and your insurance company wants that too! You may get multiple checks from your insurer as you make temporary repairs, permanent repairs and replace damaged belongings. Here’s what you need to know about claims payments. Claims Payment Fact: The initial payment… Read more »

How to Break In a New Car

How to Break In a New Car

Breaking in a new car is a practice that has been recommended by manufacturers for decades. It’s a combination of driving techniques, precautions, and maintenance tasks, which are ultimately supposed to help extend a car’s lifespan. Low Revs, Low Speeds, and Timely Oil Changes The most common break-in practices recommended by car makers include gentle… Read more »

Closing Your Vacation Home

closing your vacation home

Let’s look at closing your vacation home. Let’s start with electricity. Your first instinct may be to turn off your electricity and water to save money. This decision depends on where the house is located and what systems you may want to keep running while your property is empty. If you leave your electricity on,… Read more »

How to Drive Through a Summer Storm

How to Drive Through a Summer Storm

Let’s look at how to drive through Summer storm.When you think of challenging driving conditions, summer probably isn’t what first comes to mind, especially if you’re from the Northeast. Instead, most of us likely associate the daunting winter months with harsh driving conditions. But what some people might forget are the strong winds and torrential… Read more »