Posts Categorized: Insurance News

8 Tips for Fireplace Safety this Season

8 Tips for Fireplace Safety this Season

There’s definitely something alluring about having a fireplace in your home. According to the Hearth, Patio, and Barbeque Association (HPBA), a fireplace ranks second among the top features buyers seek in a home! Additionally, approximately 80% of American homes have a fireplace, hearth or pellet stove. I’ll admit, a fireplace was one of the features… Read more »

December is Impaired Driving Prevention Month

December is Impaired Driving Prevention Month

December is National Impaired Driving Prevention Month! Want to spread awareness? Click here and share these helpful resources. Impaired driving includes distracted driving, drugged driving, and drunk driving. Why is Impaired Driving Prevention Important In an average year, 30 million Americans drive drunk, and 10 million Americans drive impaired by illicit drugs. A 2010 survey by the Substance Abuse… Read more »

3 Events that Impact Homeowners Insurance

3 Events that Impact Homeowners Insurance

Let’s examine the major events that impact homeowners insurance. Shopping for a home can be exhausting as you research neighborhoods, tour homes, apply for a loan, negotiate the purchase price, organize inspections, and wade through a seemingly endless stack of paperwork. You also need to select an insurer and homeowners insurance policy. This is critical,… Read more »

Preventing Fires in Clothes Dryers

Preventing Fires in Clothes Dryers

Did you know that clothes dryers are a leading cause of household fires? According to the National Fire Protection Association (NFPA), local fire departments respond to an estimated 15,970 home fires involving clothes dryers or washing machines each year: 92% of these fires involved the clothes dryer, while combination washer/dryers accounted for 5% of the… Read more »

Misconceptions About Insurance Coverage to Market Value

Misconceptions About Insurance Coverage to Market Value

Let’s compare insurance coverage to market value. The biggest misconception policyholders make when evaluating if their home has proper coverage is using market value as a cost basis. Reconstruction cost is the cost to hire a contractor to replace the home as it is, using materials and design of similar quality. This amount isn’t the… Read more »

Tips for Finding a Trustworthy Auto Mechanic

Tips for Finding a Trustworthy Auto Mechanic

Worried about finding a trustworthy auto mechanic? We can help. Though many Americans depend on a safe and reliable vehicle to get around, it’s also a big investment. And, while maintaining your vehicle with regular servicing and tune-ups can go a long way to extending its life, finding an auto mechanic you can count on… Read more »

Preparing Your Home for Strong Winds

Preparing Your Home for Strong Winds

Strong winds are one of the most destructive forces in nature, capable of destroying hundreds of miles of property with violent gusts that can exceed 100 mph. But it’s not just 100-mph winds or hurricane-like conditions that can cause damage – even gusts that are much less severe can knock out power or cause damage…. Read more »

The Insurance Claims Payment Process

The Insurance Claims Payment Process

After a disaster, you want to get back to normal as soon as possible, and your insurance company wants that too! You may get multiple checks from your insurer as you make temporary repairs, permanent repairs and replace damaged belongings. Here’s what you need to know about claims payments. Claims Payment Fact: The initial payment… Read more »