If you own a vehicle in New Jersey, you are required to have liability coverage. Liability limits provide you coverage in the event you are deemed responsible for bodily injury or property damage. New Jersey has some of the highest auto insurance rates in the country. This can be attributed to higher than average PIP limits as well as claims fraud and abuse. Fullerton Financial Services is an insurance broker. This means that we will impartially shop a number of qualified carriers to get you the best auto coverage possible at the lowest possible rates.
Forms of NJ Auto Coverage
Liability Coverage (Minimum Coverage)
This is the most basic level of coverage that pays for another drivers property and medical expenses in the case of an accident.
This covers the cost of repairing your vehicle when you are involved in an accident.
Comprehensive Insurance (Premium Coverage)
This protects you from damage to your vehicle that was not the result of an auto accident. Incidents include: flood, wind, hail, vandalism and more.
We can help you navigate the quoting process and present you with a number of options. We do not offer instant quotes online because the only way to do that would be to venture a guess at your specific needs. We are not in the business of guessing. We provide each client with detailed quotes from a variety of NJ auto insurance carriers that fit their individual needs.
Auto Carriers We Utilize: