South Jersey Boat Insurance Policies
South Jersey is surrounded by water. A 2011 Coast Guard survey stated that 16.7% of New Jersey adults participate in recreational boating activities. That is a large number when you consider that our population is just under 9 million people. NJ residents love the water. Whether you enjoy the Atlantic Ocean, the Bay, or the Delaware River, if you have a boat or personal watercraft, you need to get boaters insurance. Let the experts at Fullerton Financial Services assist you in finding coverage that fits your needs and budget.
New Jersey Boaters Insurance Includes:
- Fishing Boats
- Power Boats
- Sail Boats
- Personal Watercraft
South Jersey RV Insurance Policies
According to the Recreational Vehicle Industry Association (RVIA), 8.5% of all U.S. households own a recreational vehicle. RV’s come in a variety of sizes and classifications, but they all need to be insured against loss. Some recreational vehicles cost well over $100,000. You should consider covering your RV the way you would cover your home.
New Jersey RV Insurance Includes:
- Motor Homes (Type A, B, C)
- Tow Behind Campers
- 5th Wheel Campers
- Truck Cab Trailers
South Jersey Motorcycle Insurance
With motorcycle insurance coverage, you can choose how much and what kind of coverage your bike needs. Protect your bike with the following types of coverage:
Bodily Injury & Property Damage Liability (BI/PD)
BI/PD covers you if you’re at fault for an accident that injures another person or damages someone’s property, up to the limits you select.
Comprehensive & Collision — This motorcycle insurance coverage pays to repair or replace your motorcycle if it’s stolen or damaged in an accident, regardless of who is at fault. For each coverage, you select a deductible that you pay out of pocket. We pay for the remaining damage.
Uninsured/Underinsured Motorist (UM/UIM)
When the person at fault for an accident doesn’t have insurance or doesn’t have enough insurance, UM/UIM will cover your injuries and damages that the at-fault party is legally liable for, such as medical treatment and lost wages.
Medical Payments — MedPay covers the cost of necessary medical care you receive as the result of a motorcycle accident and can be used regardless of who is at fault. MedPay often is limited to medical treatment received within the first three years after an accident and is limited to a specific dollar amount.
Custom Parts & Equipment
When you purchase Comprehensive or Collision motorcycle insurance coverage, at least $3,000 of Accessory coverage for your custom parts and equipment is included in most states. Up to $30,000 of additional Accessory coverage can be purchased to cover custom parts that exceed the included value.
We know how important it is to choose the right motorcycle insurance. With so many motorcycle insurance policies to look at, we provide the information you need to make the best decision.